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Title 13--Business Credit and Assistance
CHAPTER I--SMALL BUSINESS ADMINISTRATION
PART 123--DISASTER LOAN PROGRAM
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 | 123.1 | What do these rules cover? |
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| 123.2 | What are disaster loans and disaster declarations? |
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| 123.3 | How are disaster declarations made? |
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| 123.4 | What is a disaster area and why is it important? |
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| 123.5 | What kinds of loans are available? |
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| 123.6 | What does SBA look for when considering a disaster loan applicant? |
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| 123.7 | Are there restrictions on how disaster loans can be used? |
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| 123.8 | Does SBA charge any fees for obtaining a disaster loan? |
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| 123.9 | What happens if I don't use loan proceeds for the intended purpose? |
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| 123.10 | What happens if I cannot use my insurance proceeds to make repairs? |
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| 123.11 | Does SBA require collateral for any of its disaster loans? |
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| 123.12 | Are books and records required? |
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| 123.13 | What happens if my loan application is denied? |
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| 123.14 | How does the Federal Debt Collection Procedures Act of 1990 apply? |
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| 123.15 | What if I change my mind? |
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| 123.16 | How are loans administered and serviced? |
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| 123.17 | Do other Federal requirements apply? |
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| 123.18 | Can I request an increase in the amount of a physical disaster loan? |
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| 123.19 | May I request an increase in the amount of an economic injury loan? |
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| 123.20 | How long do I have to request an increase in the amount of a physical disaster loan or an economic injury loan? |
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| 123.21 | What is a mitigation measure? |
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| 123.100 | Am I eligible to apply for a home disaster loan? |
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| 123.101 | When am I not eligible for a home disaster loan? |
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| 123.102 | What circumstances would justify my relocating? |
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| 123.103 | What happens if I am forced to move from my home? |
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| 123.104 | What interest rate will I pay on my home disaster loan? |
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| 123.105 | How much can I borrow with a home disaster loan and what limits apply on use of funds and repayment terms? |
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| 123.106 | What is eligible refinancing? |
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| 123.107 | How much can I borrow for post-disaster mitigation for my home? |
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| 123.200 | Am I eligible to apply for a physical disaster business loan? |
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| 123.201 | When am I not eligible to apply for a physical disaster business loan? |
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| 123.202 | How much can my business borrow with a physical disaster business loan? |
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| 123.203 | What interest rate will my business pay on a physical disaster business loan and what are the repayment terms? |
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| 123.204 | How much can your business borrow for post-disaster mitigation? |
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| 123.300 | Is my business eligible to apply for an economic injury disaster loan? |
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| 123.301 | When would my business not be eligible to apply for an economic injury disaster loan? |
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| 123.302 | What is the interest rate on an economic injury disaster loan? |
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| 123.303 | How can my business spend my economic injury disaster loan? |
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| 123.400 | What is the Pre-Disaster Mitigation Loan Program? |
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| 123.401 | What types of mitigation measures can your business include in an application for a pre-disaster mitigation loan? |
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| 123.402 | Can your business include its relocation as a mitigation measure in an application for a pre-disaster mitigation loan? |
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| 123.403 | When is your business eligible to apply for a pre-disaster mitigation loan? |
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| 123.404 | When is your business ineligible to apply for a pre-disaster mitigation loan? |
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| 123.405 | How much can your business borrow with a pre-disaster mitigation loan? |
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| 123.406 | What is the interest rate on a pre-disaster mitigation loan? |
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| 123.407 | When does your business apply for a pre-disaster mitigation loan and where does your business get an application? |
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| 123.408 | How does your business apply for a pre-disaster mitigation loan? |
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| 123.409 | Which pre-disaster mitigation loan requests will SBA consider for funding? |
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| 123.410 | Which loan requests will SBA fund? |
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| 123.411 | What if SBA determines that your business loan request meets the selection criteria of 123.409 but SBA is unable to fund it because SBA has already allocated all program funds? |
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| 123.412 | What happens if SBA declines your business' pre-disaster mitigation loan request? |
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| 123.500 | Definitions. |
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| 123.501 | When is your business eligible to apply for a Military Reservist Economic Injury Disaster Loan? |
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| 123.502 | When is your business ineligible to apply for a Military Reservist EIDL? |
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| 123.503 | When can you apply for a Military Reservist EIDL? |
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| 123.504 | How do you apply for a Military Reservist EIDL? |
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| 123.505 | What if you are both an essential employee and the owner of the small business and you started active duty before applying for a Military Reservist EIDL? |
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| 123.506 | How much can you borrow under the Military Reservist EIDL Program? |
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| 123.507 | Under what circumstances will SBA consider waiving the $1.5 million loan limit? |
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| 123.508 | How can you use Military Reservist EIDL funds? |
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| 123.509 | What can't you use Military Reservist EIDL funds for? |
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| 123.510 | What if you don't use your Military Reservist EIDL funds as authorized? |
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| 123.511 | How will SBA disburse Military Reservist EIDL funds? |
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| 123.512 | What is the interest rate on a Military Reservist EIDL? |
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| 123.600 | Are economic injury disaster loans under this subpart limited to the geographic areas contiguous to the declared disaster areas? |
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| 123.601 | Is my business eligible to apply for an economic injury disaster loan under this subpart? |
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| 123.602 | When would my business not be eligible to apply for an economic injury disaster loan under this subpart? |
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| 123.603 | What is the interest rate on an economic injury disaster loan under this subpart? |
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| 123.604 | How can my business spend my economic injury disaster loan under this subpart? |
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| 123.605 | How long do I have to apply for a loan under this subpart? |
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| 123.606 | May I request an increase in the amount of an economic injury disaster loan under this subpart? |
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